Waiting is the hardest thing to do...

Time is money.  As a small business owner, every minute you wait costs you money.

It's been years since the credit crunch destroyed tens of thousands of small businesses.  Those of us that are hanging on need help now more than ever.  The problem is banks will make you wait and wait and wait for an answer on your loan application.   Then nine times out of ten, the answer is no.

LendingFlow.com can help.  It provides:

1. Funding from $5k to $250k
2. Approval within 24 hours
3. Cash received in as little as three days
4. Money directly deposited into your bank account

Don't waste any more time and lose more profits, call now.

www.LendingFlow.com

Banks curtail Lending to Small Businesses

From The Epoch Times:
WASHINGTON—During 2010, U.S. banks increased their lending, although most of the credit was extended to large- and medium-sized businesses.

“Research by Greenwich Associates shows credit conditions have become highly favorable for the largest U.S. companies, who currently have ample access to both bank credit facilities and low-interest bond offerings,” according to the latest Greenwich Market Pulse survey.

Banks still think twice before lending to the small-sized business sector, with 50 percent of the Greenwich survey respondents reporting problems in securing loans and one-third reporting a worse borrowing environment than in the beginning of 2010.

“Continued difficulties in securing affordable credit have left many small businesses and weaker mid-sized companies wondering about their ability to sustain their businesses through the year ahead,” according to Greenwich.

The majority of both small and the lower end of mid-sized companies are pessimistic. They foresee a dismal 2011 in securing credit, with equipment purchases and hiring curtailed. One third is even predicting deterioration in the economic environment.


www.LendingFlow.com

Get the loans that will help your business!

Lending Flow was founded on the premise of bringing small businesses options for funding their operations. As you know, it is extremely hard for any business, let alone a small business or start-up, to obtain a bank loan. Many small businesses have been led to believe that hard money loans are on of their only options for financing. At Lending Flow, we understand the problems that small businesses face in obtaining funding. Whether you need a start-up loan, working capital for your business, or funding for other reasons, we can help you. From small business loans, merchant cash advances, bad credit loans, general business funding, franchise funding, unsecured loans, small business equipment leasing, or business lines of credit. We can help you find a solution to your funding needs.


www.lendingflow.com

Money tight? We help with Small Business Cash Advances

Many businesses just like yours are seeking funding. Apply now. It's quick and easy!

Small Business Merchant Cash Advances provide small and medium-sized businesses with a simple way of obtaining capital. Many small businesses aren't afforded the ability to obtain traditional financing….especially in the current economic environment. We will help you obtain the capital you need to run and grow your business.

Cash Advances offer a few unique benefits that are not available from traditional lenders and other financing sources. Although your personal credit may be reviewed during the underwriting process, in no way will a low credit score automatically prevent you from obtaining a Cash Advance. Additionally, unlike traditional financing methods, a Cash Advance can be secured in less than 4 days in many instances. Additionally, there are no restrictions on the use of the proceeds from a Cash Advance.

Finally, and most importantly, a Cash Advance does not have set monthly payments. Rather, it is paid back only as you receive money in your business (i.e. when business is strong, you will pay more of your advance…..when business is slow, you will pay less of your advance). This ensures that your business's cash flow is not strained.

http://www.lendingflow.com/business-cash-advances.php

Are you a small business owner in need of liquidity?

Our no collateral loans are perfect for all types of business. Apply Now.

Another option for your small business is an unsecured loan. An unsecured loan requires no collateral and is based solely on your credit rating. It is also called a signature loan. At Lending Flow, you will find unsecured loan programs for people with good credit, bad credit seeking unsecured loans for their businesses. An unsecured loan does not require any cash, home equity, personal, or business assets of any kind. Should you default on the loan, your property and/or assets are protected.

www.LendingFlow.com

The Big Problem in Small Business Bank Credit

Until it is addressed, the severe drop in loans and credit lines will hamper economic growth and job creation for years.

From BusinessWeek.com

The media is full of anecdotal reports about small businesses that had bank loans and lines of credit before the Great Recession—and now have neither. While these stories put a face on the entrepreneurs struggling to make do with less credit, they don't give a sense of the overall breadth or depth of the problem: The decline in bank credit to small businesses during the Great Recession is so large that it's unlikely to return to prerecession levels for many years.

To thaw the ongoing freeze, policymakers need to understand how much small business credit has evaporated since the Great Recession began, and why. Timid solutions won't work. The adverse effects on the small business sector's contribution to economic growth and job creation are potentially way too severe.

The Federal Financial Institutions Examination Council has the best information on small business lending by retail banks and commercial banks. Its data on millions of loans to businesses with less than $1 million in annual revenue provide a comprehensive look at what has happened since the beginning of the financial crisis. (I use this revenue ceiling as a proxy for small business because IRS statistics show that 95 percent of businesses generate less than $1 million per year in revenue.)

Read the Rest at BusinessWeek.com

Business Cash Advances -- Many businesses just like yours are seeking funding.

Small Business Merchant Cash Advances provide small and medium-sized businesses with a simple way of obtaining capital. Many small businesses aren't afforded the ability to obtain traditional financing….especially in the current economic environment. We will help you obtain the capital you need to run and grow your business.

Cash Advances offer a few unique benefits that are not available from traditional lenders and other financing sources. Although your personal credit may be reviewed during the underwriting process, in no way will a low credit score automatically prevent you from obtaining a Cash Advance. Additionally, unlike traditional financing methods, a Cash Advance can be secured in less than 4 days in many instances. Additionally, there are no restrictions on the use of the proceeds from a Cash Advance.

Finally, and most importantly, a Cash Advance does not have set monthly payments. Rather, it is paid back only as you receive money in your business (i.e. when business is strong, you will pay more of your advance…..when business is slow, you will pay less of your advance). This ensures that your business's cash flow is not strained.

www.LendingFlow.com