Small Business Deal fall into your Lap? But don't have the cash?

Small business investors are the driving force behind innovation in the U.S.  They see the potential in new deals and are willing to take the risks.  Unfortunately, the credit crunch has dried up investment dollars and loans from small banks.

LendingFlow.com can getyou the funding and loans that your small business investment needs.

LendingFlow.com is your source for small business investors, small business loans and funding. Our professional help businesses, like yours, find the best funding and loan options available. We act as your small business investors no matter what your credit score is. Our unsecured loans and funding help business move forward with acquisitions, media buys, expansion and any other reason for the use of proceeds. All of our small business loands are perfect for all business whether you're a restaurant, hair salon, physician, franchise or any other type of business. Apply now! It's quick and easy.

Apply Today

• Funding Range: $5,000 - $250,000
• Easy Approval
• Safe and Secure
• Receive cash in as little as 3 days
• Direct deposit into your bank account
• Bad credit is OK
• Unsecured loans and unsecured funding

When Banks say NO, LendingFlow.com says YES

Get your business loans and funding in as little as 3 days

LendingFlow.com is your source for Private Business funding and business funding. Our funding opportunities are for every business. It's easy to qualify for a loan or funding. Apply now and we'll take care of the rest. Leave your capital needs for your business to us. We're the professionals. Our network of funding opportunities is superior.

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• Funding Range: $5,000 - $250,000
• Easy Approval
• Safe and Secure
• Receive cash in as little as 3 days
• Direct deposit into your bank account
• Bad credit is OK
• Capital for business

Save some PRESIDENTS on President's Day

Does your small retail business barely break even each month?   Are your equipment leases eating all of your profit?  LendingFlow.com can help. Retail sometimes need a little extra to grow and thrive. LendingFlow.com is your source for retail funding and business funding. Our funding opportunities are for every Retail no matter how large or small. It's easy to qualify for a loan or funding. Apply now and we'll take care of the rest. Our program professionals are here to help you and your businesses succeed. So, apply now, and realize your funding needs with one click of a button.
Learn more today!  www.LendingFlow.com

• Funding Range: $5,000 - $250,000
• Easy Approval
• Safe and Secure
• Receive cash in as little as 3 days
• Direct deposit into your bank account
• Bad credit is OK
• Unsecured loans and Retail funding

Is it time to Refinance your Equipment Lease?

Refinance your equipment lease or find new equipment leasing. We're the best place to come to for equipment lease financing. An equipment lease can sometimes help a businesses initial capital expenses. Banks are not lending right now, but we are giving the right loans to small businesses. We will find you the right funding, cash advance or loan for your business. It's easy to qualify. Whether you need media funding, franchise funding, physician funding, restaurant funding or if your business just needs cash. We are here to help your business succeed with the help of our funding sources.

www.LendingFlow.com

• Funding Range: $5,000 - $250,000
• Easy Approval
• Safe and Secure
• Receive cash in as little as 3 days
• Direct deposit into your bank account
• Bad credit is OK
• Bad credit unsecured loans

Looking for a Bank Alternative? Don't look any further!

We are the perfect alternative to a bank loan. Banks are not lending but we are.

If your business needs an alternative to a bank loan or a non-traditional loan we can get you the funding or loan for your business quickly and easily. Banks are not lending right now, but we are giving the right loans to small businesses. We will find you the right funding, cash advance or loan for your business. It's easy to qualify. Whether you need media funding, franchise funding, physician funding, restaurant funding or if your business just needs cash. We are here to help your business succeed with the help of our funding sources. A loan is simply an application away. We are your bank loan alternative.

Apply now at www.LendingFlow.com

• Funding Range: $5,000 - $250,000
• Easy Approval
• Safe and Secure
• Receive cash in as little as 3 days
• Direct deposit into your bank account
• Bad credit is OK
• Unsecured loans and Unsecured funding

Hard Cash, Hard to Find?

If your business needs Hard Money Lending or Business Cash we're here!

LendingFlow.com is your source for a hard money lending, business cash and business loans and funding.  We can get you hard money or cash for your business quickly and easily. It's easy to qualify. All you need to do is fill out the application, and we'll take care of the rest. No matter what your credit score is we will find you the right hard money or loan for your business. Whether you need media funding, franchise funding, physician funding, restaurant funding or if your business just needs cash. We are here to help your business succeed with the help of Hard Money Lending or Business Cash.

• Funding Range: $5,000 - $250,000
• Easy Approval
• Safe and Secure
• Receive cash in as little as 3 days
• Direct deposit into your bank account
• Bad Credit is OK
• Unsecured loans and Unsecured Funding

Apply Today at www.LendingFlow.com

Floral Shops Need to "GROW" too

It's one of the busiest days of the year for floral shop owners across the country.  They are working around the clock and have brought-in extra help to make deliveries.  Unfortunately, their sales will significantly drop off tomorrow.

Just like all small business owners they have to ride the tides of high and low sales.  Additionally, their bottom line is hampered by the quick demise of their product line.  It's a deadly combination for a small business owners.

Add these issues to a decline in business lending by banks and its a recipe for disaster.

LendingFlow.com helps florists during the lean times with loans and cash advances.

So if you're a florist or know one, take a breath tomorrow and then contact LendingFlow.com, so we can help your business bloom.

www.LendingFlow.com

Own a small media company? But can't afford to go HD?

We'll work with all Media organizations. Our programs have funded many media companies.

Media sometimes need a little extra to grow and thrive. LendingFlow.com is your source for Media Funding and business funding. Our funding opportunities are for every Media no matter how large or small. It's easy to qualify for aloan or funding. Apply now and we'll take care of the rest. Our program professionals are here to help you and your businesses succeed. So, apply now, and realize your funding needs with one click of a button.

Apply Today at:  www.LendingFlow.com

• Funding Range: $5,000 - $250,000
• Easy Approval
• Safe and Secure
• Receive cash in as little as 3 days
• Direct deposit into your bank account
• Bad credit is OK
• Unsecured loans and Media Funding

Are you a Doctor or Dentist in a Credit Crunch?

Even Doctors and Dentists need the right funding source for their business. LendingFlow.com is your source for Physician Funding and Dentist funding. Our funding opportunities are for every organization no matter how large or small. It's easy to qualify for a medical loan or medical funding. Apply now and we'll take care of the rest. Our program professionals are here to help you and your businesses succeed. If you need expansion or acquisition capital, we're the right financial resource. So, apply now, and realize your funding needs with one click of a button.

• Funding Range: $5,000 - $250,000
• Easy Approval
• Safe and Secure
• Receive cash in as little as 3 days
• Direct deposit into your bank account
• Bad credit is OK
• Loans and Funding Resource and Medical Funding

Apply Now:

www.LendingFlow.com

Merchant Cash Advance

Is the economy squeezing your company too much?  Tired of being turned down over and over and over again by the big banks?

It's time to put your future back in your own hands.  LendingFlow.com can help you with a merchant cash advance.  

LendingFlow.com is your source for Merchant Cash Advancesand business funding. Our funding loan options are for every business. They are unsecured merchant cash advnaces. It's easy to qualify for a business cash advance or a loan. Apply now for an unsecured loan and we'll take care of the rest.  No matter what your credit score is we will find you the right loan for your business. Loans and funding are our specialty. Our professional lenders are here to help your business succeed. No matter what the funding requirements are we will get you the help you both need and deserve.

Apply Today

• Funding Range: $5,000 - $250,000
• Easy Approval
• Safe and Secure
• Receive cash in as little as 3 days
• Direct deposit into your bank account
• Bad credit is OK
• Cash Advances for business and Unsecured funding and loans

Does your Restaurant Need a Make-Over?

Restaurant owners are on the front-line of our economy.  When unemployment rates start rising, one of the first industries to feel the pinch are small mom and pop owned restaurants.

We all know the downward spiral which follows.  Owners have a hard time covering the rent, buying supplies and paying the staff.  When a piece of equipment fails or the decor needs updating, getting a loan is almost impossible.  Even with amazing credit, restaurant owners are feeling the squeeze.

LendingFlow.com makes it to apply for a loan.  Our applications are reviewed quickly and approvals can take less than two days.

Apply Today!

Diverse Funding for Diverse Small Businesses

LendingFlow.com helps provide short-term funding for a large variety of small businesses.

Our quick application and approval process can speed money directly into your bank account in as little as three business days.

We help fund
Restaurants
Physicians & Dentists
Franchises
Retail
Services
Food Service
Business to Business
Consumer Services
Equipment Financing
& Many, many others

Apply Today!

Small business lending still tight

From:  Medill Reports Chicago


Credit conditions may have loosened in the final months of 2010 for large banks and their customers, but for small banks and small businesses it is still rough going.

Of the small banks surveyed for the Federal Reserve’s fourth quarter report on bank lending practices, 96 percent said they had made no change in their lending standards, with a single bank saying standards have tightened somewhat. The report, released Monday, was based on responses from senior loan officers of 57 domestic banks and 22 U.S. branches of foreign banks.

This marks a slight shift from the third quarter’s survey released October 2010, which showed 88 percent of small banks with unchanged standards and 8 percent with eased standards.

“Standards for loans to small businesses are easing, but more slowly relative to large firms, as lending to large firms generally carry less risk," said Sean Incremona, economist at New York-based economic research company 4Cast Inc. 

Need Funding Fast? 24-hour Approvals

LendingFlow.com provides flexible funding with fast approval reviews.

The funding qualifications for an unsecured business cash advance are simple. If your business:

• Is in the restaurant or food service area, retailing or is a service business; and
• Currently process at least $3,500 each month in credit card sales; and
• Has been accepting credit cards more than 3 months; and
• Has no open judgments or bankruptcies

Then your business qualifies for our credit card factor underwriting approval process. Remember that there are no application or proposal fees and there is no need for a personal guarantee. Historically we have over a 90% business merchant advance approval rate.

www.LendingFlow.com

Can't Find a Start-Up loan?

At Lending Flow, we understand the problems that small businesses face in obtaining funding. Whether you need a start-up loan, working capital for your business, or funding for other reasons, we can help you. From small business loans, merchant cash advances, bad credit loans, general business funding, franchise funding, unsecured loans, small business equipment leasing, or business lines of credit. We can help you find a solution to your funding needs.


www.LendingFlow.com

Waiting is the hardest thing to do...

Time is money.  As a small business owner, every minute you wait costs you money.

It's been years since the credit crunch destroyed tens of thousands of small businesses.  Those of us that are hanging on need help now more than ever.  The problem is banks will make you wait and wait and wait for an answer on your loan application.   Then nine times out of ten, the answer is no.

LendingFlow.com can help.  It provides:

1. Funding from $5k to $250k
2. Approval within 24 hours
3. Cash received in as little as three days
4. Money directly deposited into your bank account

Don't waste any more time and lose more profits, call now.

www.LendingFlow.com

Banks curtail Lending to Small Businesses

From The Epoch Times:
WASHINGTON—During 2010, U.S. banks increased their lending, although most of the credit was extended to large- and medium-sized businesses.

“Research by Greenwich Associates shows credit conditions have become highly favorable for the largest U.S. companies, who currently have ample access to both bank credit facilities and low-interest bond offerings,” according to the latest Greenwich Market Pulse survey.

Banks still think twice before lending to the small-sized business sector, with 50 percent of the Greenwich survey respondents reporting problems in securing loans and one-third reporting a worse borrowing environment than in the beginning of 2010.

“Continued difficulties in securing affordable credit have left many small businesses and weaker mid-sized companies wondering about their ability to sustain their businesses through the year ahead,” according to Greenwich.

The majority of both small and the lower end of mid-sized companies are pessimistic. They foresee a dismal 2011 in securing credit, with equipment purchases and hiring curtailed. One third is even predicting deterioration in the economic environment.


www.LendingFlow.com

Get the loans that will help your business!

Lending Flow was founded on the premise of bringing small businesses options for funding their operations. As you know, it is extremely hard for any business, let alone a small business or start-up, to obtain a bank loan. Many small businesses have been led to believe that hard money loans are on of their only options for financing. At Lending Flow, we understand the problems that small businesses face in obtaining funding. Whether you need a start-up loan, working capital for your business, or funding for other reasons, we can help you. From small business loans, merchant cash advances, bad credit loans, general business funding, franchise funding, unsecured loans, small business equipment leasing, or business lines of credit. We can help you find a solution to your funding needs.


www.lendingflow.com

Money tight? We help with Small Business Cash Advances

Many businesses just like yours are seeking funding. Apply now. It's quick and easy!

Small Business Merchant Cash Advances provide small and medium-sized businesses with a simple way of obtaining capital. Many small businesses aren't afforded the ability to obtain traditional financing….especially in the current economic environment. We will help you obtain the capital you need to run and grow your business.

Cash Advances offer a few unique benefits that are not available from traditional lenders and other financing sources. Although your personal credit may be reviewed during the underwriting process, in no way will a low credit score automatically prevent you from obtaining a Cash Advance. Additionally, unlike traditional financing methods, a Cash Advance can be secured in less than 4 days in many instances. Additionally, there are no restrictions on the use of the proceeds from a Cash Advance.

Finally, and most importantly, a Cash Advance does not have set monthly payments. Rather, it is paid back only as you receive money in your business (i.e. when business is strong, you will pay more of your advance…..when business is slow, you will pay less of your advance). This ensures that your business's cash flow is not strained.

http://www.lendingflow.com/business-cash-advances.php

Are you a small business owner in need of liquidity?

Our no collateral loans are perfect for all types of business. Apply Now.

Another option for your small business is an unsecured loan. An unsecured loan requires no collateral and is based solely on your credit rating. It is also called a signature loan. At Lending Flow, you will find unsecured loan programs for people with good credit, bad credit seeking unsecured loans for their businesses. An unsecured loan does not require any cash, home equity, personal, or business assets of any kind. Should you default on the loan, your property and/or assets are protected.

www.LendingFlow.com

The Big Problem in Small Business Bank Credit

Until it is addressed, the severe drop in loans and credit lines will hamper economic growth and job creation for years.

From BusinessWeek.com

The media is full of anecdotal reports about small businesses that had bank loans and lines of credit before the Great Recession—and now have neither. While these stories put a face on the entrepreneurs struggling to make do with less credit, they don't give a sense of the overall breadth or depth of the problem: The decline in bank credit to small businesses during the Great Recession is so large that it's unlikely to return to prerecession levels for many years.

To thaw the ongoing freeze, policymakers need to understand how much small business credit has evaporated since the Great Recession began, and why. Timid solutions won't work. The adverse effects on the small business sector's contribution to economic growth and job creation are potentially way too severe.

The Federal Financial Institutions Examination Council has the best information on small business lending by retail banks and commercial banks. Its data on millions of loans to businesses with less than $1 million in annual revenue provide a comprehensive look at what has happened since the beginning of the financial crisis. (I use this revenue ceiling as a proxy for small business because IRS statistics show that 95 percent of businesses generate less than $1 million per year in revenue.)

Read the Rest at BusinessWeek.com

Business Cash Advances -- Many businesses just like yours are seeking funding.

Small Business Merchant Cash Advances provide small and medium-sized businesses with a simple way of obtaining capital. Many small businesses aren't afforded the ability to obtain traditional financing….especially in the current economic environment. We will help you obtain the capital you need to run and grow your business.

Cash Advances offer a few unique benefits that are not available from traditional lenders and other financing sources. Although your personal credit may be reviewed during the underwriting process, in no way will a low credit score automatically prevent you from obtaining a Cash Advance. Additionally, unlike traditional financing methods, a Cash Advance can be secured in less than 4 days in many instances. Additionally, there are no restrictions on the use of the proceeds from a Cash Advance.

Finally, and most importantly, a Cash Advance does not have set monthly payments. Rather, it is paid back only as you receive money in your business (i.e. when business is strong, you will pay more of your advance…..when business is slow, you will pay less of your advance). This ensures that your business's cash flow is not strained.

www.LendingFlow.com

Seattle still losing small businesses to economic crunch

From NWCN.com

SEATTLE -- The empty storefronts and the "For Lease" signs can be seen every day as you drive through Seattle.

Gemma Santa Maria says her family fought hard not to join the small businesses closing their doors. Recently though, they realized they could not afford to keep their store, The Phinney Market, any longer.  

"It has been a struggle for two years. It's been so hard. It's been hard for my family. It's been hard for our jobs. In the end the numbers just didn't add up and we just can't make it work," says Santa Maria. 

Santa Maria says it is hard to say goodbye to co-workers, customers, and the family's dream. The Phinney Market opened in 2009, a very tough year for business.

Mary Lyell-Larsen is the Vice President of Data Services for the Commercial Brokers Association. She crunches numbers about Seattle's commercial real estate market. She says 2009 was the worst year for tenants and landlords.

"We saw the slowest year we have ever seen in terms of sales in 2009," says Lyell-Larsen

Lyell-Larsen says based on her data, she is seeing bigger retail spaces fill up faster than smaller sites.

In 2010 retail sales were up by 20 percent according to Lyell-Larsen, but an increase in distress sales factors in to that upswing.

When it comes to seeing the commercial real estate market's recovery, Lyell-Larsen says in Seattle more time is needed.

"If you had talked to me a year ago, we would have said now. Talking now, I think it is going to see another year. Looking at the numbers and how they are slowly getting better, I would say we are probably looking at 2012," says Lyell-Larsen.

Read the entire story

Persistent Credit Crunch puts damper on small business

From NorthJersey.com - Sunday Jan. 9, 2011



Last year was rough for Ray's Waldwick Pizza.  The walk-in refrigerator broke down and so did the air conditioner. Sales had declined.

Fortunately for owner Siobhan Carrasco, a line of credit from Bank of America helped cover the $14,000 repair and replacement costs and she was able to keep the 20-year-old business open. But the unexpected costs maxed out her credit line and left her without a financial safety net. She applied in October to extend the line another $10,000 and was denied — unfairly, she thought.

"I told them, we bailed you out and you won't give me a line of credit? I have $250,000 in equity in my home and I just wanted $10,000," she said. Carrasco said last month she hasn't tried other lenders and is hoping sales pick up and that nothing else goes wrong. "My sales are down 20 to 25 percent from 2008," she said.

Her situation is not unusual, judging by a recent Federal Reserve Bank of New York survey of 426 small businesses in New York, northern New Jersey, Connecticut and Pennsylvania that showed the credit crunch persisted amid "comparatively strong demand" for loans and "weakened applicant quality."

The survey found that 59 percent of the companies applied for credit compared with about 40 percent in pre-recession national surveys. Only half of the applicants received credit despite previous borrowing success, and many who did get approved received less credit than they sought.
According to the Fed, small companies employ nearly half of all Americans, account for about 60 percent of job creation, and historically have created more jobs than larger businesses at the start of economic recoveries.
The impetus for the survey, conducted over the summer and released in October, was concern that "contractions in business borrowing may be limiting the capacity of small businesses to play this critical role."
Read Entire Story at NorthJersey.com